More than 1 million buildings in Pennsylvania sit atop abandoned, underground coal mines. These mines can deteriorate and collapse, causing the ground surface to sink which can result in structure damage to buildings that may be atop the abandoned mine. This subsidence can cause expensive structural damage that is generally not covered by typical homeowner insurance policies. Because a portion of Shaler Township sits on land that was mined in the past, residents are encouraged to find out if their property could potentially be affected. The PA Department of Environmental Protection offers affordable insurance to homeowners to cover damage caused by mine subsidence. The Mine Subsidence Insurance Board has authorized a rate reduction effective July 1, 2021. Premium rates have been reduced by half and coverage limits have also been increased from $500,000 to $1,000,000.
More information can be found on the following links: